Written by Mark Hergert
Published on 21 August 2010 Hits: 5113

Iowa Bad Credit

Auto & Truck Loan Specialists

We offer lowest possible rates on your new or used car financing or refinancing needs, regardless of your credit history with our network of lenders and dealers located throughout the State of Iowa.

Iowa Bad Credit Auto Loans

Auto Credit Financial of Iowa provides car financing for people with bad credit, no credit or in bankruptcy. Apply for one of our loans online today we offer same day approval with no money down and low rates.  When using our online auto financing service, you can compare rates while we get working on your financing application.  

We specialize in helping find auto financing for the self-employed, 1099 employees, military, students and first time buyers. Our extensive network of lenders and dealers across Iowa understand the obstacles faced by customers with bad credit histories and can help you get the financing you need.

Now that you have the financing, you need to find the car!  We have a large nationwide database of new and used cars and trucks. You can choose the vehicle that you want and the payment that meets your budget. Start looking for a new or used vehicle and get pre-approved online with our safe and secure credit application.

Auto Credit Financial
Auto Credit Financial Services of Iowa
a Mark Hergert Company

What's My Payment?

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Credit Information Before You Buy


After years of delays, the credit industry finally agreed to give consumers access to their personal "credit scores." This is important, because lenders use credit scores to determine who to give credit to and at what rates. Knowing your credit score can be empowering,If it's low you can take steps to improve your credit worthiness and if it's high you may be able to use it as leverage when shopping for your next car loan.