Auto Credit Financial Pre-Approved Auto Loans

Understanding the Basics of a Credit Score

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My credit score - is it really important? 

Your credit score has more of an effect on your chances of approval than you think. A bad credit score can cause you to pay much higher loan interest rates and can adversely affect your ability to get a new or used auto loan. Many people are unaware that auto loan companies check your credit before even negotiating the price or interest rates. 

Beware when applying with other online companies

 
The biggest auto financing mistake buyers make is trying to buy a new or used car without first checking online with Auto Credit Financial for auto loan rates.  Knowing your credit history and required information can help with getting an auto loan.  Don't wait until you reach the dealer. Applying for new or used car financing other than Auto Credit Financial could be a costly mistake. 

Why should I apply ?

Car dealerships sometimes offer in house financing, which means they will carry your loan instead of going through an outside bank or finance company. The interest rate is normally considerably higher than that of the bank or finance company because the dealership will have lower qualifying standards than these institutions. Another reason for the higher rates is that the dealership is now taking on the risk of nonpayment and not passing it along to a third party finance companies also offer some loans to people with bad credit or no credit, but do so with higher interest rates because they are now taking on this risk. 

A Mark Hergert Company

2007-2016