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Remember you are not required to accept any pre-approved credit from using our services nothing is finalized until you make your purchase and sign a contract.

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Dealing direct you'll know exactly what your loan amount will be and your interest rate before you head out to the dealership.

By dealing direct with us you'll most likely get a better loan interest rate on your financing and get the vehicle of your choice that fits your family's needs and budget. 

Auto Credit Financial offers competitive rates and customer discounts on bad credit new auto financing loans, used car loans and truck auto refinancing.

Bad Credit you’re not alone...

These are tough economic times, and there are many people out there with bad credit ranging from severe to minor blemishes. Often, those with the worst credit don’t even think achieving financing is possible. However, nothing could be further from the truth.

Auto Credit Financial can get you back on the road with the financing you need for the vehicle you want.

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Today's Automotive News!

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Credit Information Before You Buy


After years of delays, the credit industry finally agreed to give consumers access to their personal "credit scores." This is important, because lenders use credit scores to determine who to give credit to and at what rates. Knowing your credit score can be empowering,If it's low you can take steps to improve your credit worthiness and if it's high you may be able to use it as leverage when shopping for your next car loan.