Mark Hergert CEO

Auto Credit Financial 



Why Pre-Approval is Better!

 When you start car shopping, you’ll have many decisions to make. Choosing the right vehicle can seem overwhelming, but choosing the right financing doesn't have to be.


Getting pre-approved before you head to the dealership is a great way to help you save money and have a better shopping experience.


So why is getting pre-approved so important? Let’s take a look...


Stronger Negotiating Power:

When you get pre-approved for a loan before heading to the dealership, it gives you stronger negotiating power. You won’t be tied to any specific dealership’s financing department, and can take your business elsewhere if you feel a different dealership has what you need. Dealers know this, and will be forced to work harder to earn your business.


Focus on the Car:

Car shopping should be fun! It should be about the cars, and getting pre-approved before you go car shopping allows you to focus your attention solely on the vehicles. You can think about specifics like color, engine size, cloth vs. leather, infotainment technology, sunroofs, two-door or four-door, interior size, and a myriad of other features. You have enough to think about already, so don’t distract yourself with the details of financing while you’re on the car lot. Get pre-approved and free up your decision-making energy for the vehicle itself.


Streamline the Process:

Getting pre-approved can significantly streamline the buying process. You’ll know that you are approved before you ever step on to the lot, and you’ll also have a better idea of what you can afford. Because the financing is already been taken care of, you won’t have to wait (potentially hours) for the dealer to work it out.




Auto Credit Financial is your source for excellent loans no matter what your credit score.

Let us help you have a wonderful car shopping experience with our quick and easy pre-approval process. Fill out a Pre-Approval Form now and we’ll get started right away!

You can also browse our Large Inventory of high-quality vehicles from multiple dealerships in your area, giving you access to the right car for your needs and your budget. 

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